Speak to a licensed advisor today — (404) 692-0994  ·  Mon–Fri 8am–8pm  ·  Sat 9am–5pm  ·  🤝 Become an Aurum Life Agent →
AURUM
LIFE
Final Expense Protection
✦ Final Expense Protection Specialists

Protect Your Family
with Dignity &
Peace of Mind

Aurum Life connects you with the nation's most trusted final expense carriers — no medical exam required for most plans. Coverage approved same day, starting from $15/month.

No Medical Exam
Same-Day Approval
9 Top-Rated Carriers
Ages 40–85 Eligible
9
Trusted Carriers
$15/mo
Plans From
100%
No Exam Options
Get Your Free Quote

2 minutes · No obligation · No spam

✓ Secure   ✓ No exam required   ✓ Instant results

🏆
A-Rated Carriers Only
⚡
Same-Day Approval
🚫
No Medical Exam
🔒
100% Secure & Private
📞
Licensed Advisors Available
Our Products

Final Expense Coverage
Built for Real Life

We specialize in final expense and life insurance solutions that are simple to qualify for, simple to understand, and simple to afford.

Most Popular
⭐
Final Expense Insurance

Covers funeral costs, medical bills, and end-of-life expenses so your family isn't burdened financially during an already difficult time.

Get a Quote →
🚫
No Medical Life Insurance

Guaranteed acceptance for ages 40–85 regardless of health history. No exam, no blood work — just straightforward, honest coverage.

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✅
Guaranteed Issue Plans

Cannot be denied. If you're between 50–85, you qualify — period. Perfect for those who have been declined elsewhere.

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🛡️
Whole Life Insurance

Permanent coverage that never expires and builds cash value over time. Lock in your rate today — it will never increase.

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📋
Simplified Issue Plans

A few simple health questions — no exam required. Higher coverage amounts available for those in reasonably good health.

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👨‍👩‍👧
Senior Life Coverage

Specialized plans designed for seniors 60+. Affordable monthly premiums with flexible benefit amounts to suit your fixed income.

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How It Works

Covered in 4 Simple Steps

Our process is designed to be fast, clear, and stress-free — from your first question to your first policy document.

1
Request a Quote

Fill out the short form above or call (404) 692-0994 to speak with a licensed Aurum Life advisor.

2
Compare Plans

We shop all 9 of our carrier partners to find you the best coverage at the lowest rate for your age and health.

3
Apply in Minutes

Complete your application by phone or online — no medical exam, no blood draws, no waiting weeks for a decision.

4
You're Protected

Receive same-day approval and your policy documents. Your family has the financial protection they deserve.

Our Carrier Partners

9 Industry-Leading Carriers

We are contracted with the most trusted names in final expense and life insurance — giving you access to the best rates and most reliable coverage available.

Mutual of Omaha
Final Expense · Life Insurance
Liberty Bankers Life
Final Expense · Whole Life
Transamerica Life
Final Expense · Brokerage
Royal Neighbors of America
Final Expense · Fraternal Benefit
Foresters Financial
Final Expense · Life Insurance
American General (AIG)
Life Insurance · Final Expense
American Amicable Life of Texas
Final Expense · Whole Life
Americo Financial Life & Annuity
Final Expense · Annuities
American Continental (ACI)
Final Expense · Senior Life
A
The Aurum Life
Difference
9
Contracted carrier partners — more choices means better rates for you
$0
Cost to get a quote — completely free with no obligation to purchase
100%
Of our plans available without a medical exam or blood work
Why Choose Aurum Life

We Shop So You
Don't Have To

As an independent agency, Aurum Life works for you — not the insurance companies. We compare all 9 of our carrier partners to find the best policy for your exact needs and budget.

🚫
No Medical Exam — Ever

Every plan we offer is available without a medical exam. Health conditions won't stop your family from being protected.

⚡
Same-Day Coverage Available

Most of our carrier partners can approve and issue a policy the same day you apply — coverage starts immediately.

🎯
Independent & Unbiased

We represent 9 carriers so we always recommend what's best for you, never what pays us the highest commission.

📞
Real Advisors, Real Help

Call (404) 692-0994 to speak with a licensed Aurum Life advisor — available 6 days a week, no bots.

Leo Fuentes - Aurum Life Insurance Advisor
🛡️ Licensed Since 1999
✝️ Christian Missionary
📞 (404) 692-0994
Meet Your Advisor

Leo Fuentes

Founder & Licensed Insurance Advisor · Aurum Life

With over 25 years of experience in life insurance, Leo Fuentes has dedicated his career to one mission — making sure families are protected when they need it most. As a Christian missionary and licensed insurance professional since 1999, Leo brings a unique blend of genuine care, deep industry knowledge, and a servant's heart to every conversation.

Leo founded Aurum Life because he believes that every family — regardless of health, age, or income — deserves access to affordable, honest coverage. Fun, loving, and caring, he takes the time to truly understand your situation and find the right plan for you — not just the easiest sale.

25+
Years Licensed
9
Carrier Partners
100%
Client Focused
📞 Speak with Leo — (404) 692-0994
Client Stories

Real Families, Real Protection

Hear from families who found the final expense coverage they needed — quickly, affordably, and without the hassle.

★★★★★

"I'd been turned down twice before due to my diabetes. The Aurum Life advisor found me a guaranteed issue plan through American Continental the same afternoon. My family finally has protection."

BW
Barbara W., 67
Atlanta, GA
★★★★★

"I called expecting a long drawn-out process. Twenty minutes later I had a Foresters policy approved with no exam. The monthly premium was lower than I thought possible for my age."

RL
Robert L., 72
Decatur, GA
★★★★★

"My advisor compared several carriers and found the best rate for my mom at 78. The whole thing was done over the phone in one call. Highly recommend Aurum Life to anyone looking for final expense coverage."

TC
Tamika C.
Marietta, GA
🤝 Join the Aurum Life Team

Build Your Career as an
Aurum Life Agent

Join one of the fastest-growing final expense agencies in the Southeast. We provide the leads, the training, the technology, and the carrier access — you provide the drive.

Apply Now →
9
Carrier Contracts
100%
Remote & Flexible

🎯 What We're Looking For

  • ✓
    Active life insurance license in good standing (required)
  • ✓
    2+ years of individual life or final expense sales experience preferred
  • ✓
    Proven ability to self-manage in a fast-paced, performance-driven environment
  • ✓
    Passion for helping families — especially seniors — find affordable coverage
  • ✓
    Excellent communication skills, written and verbal
  • ✓
    High level of ownership, accountability, and urgency
  • ✓
    Comfortable managing client questions and problem-solving creatively
  • ✓
    Tech-savvy and comfortable working with CRM systems and quoting tools

💻 Tech Requirements

  • 🖥
    Computer with at least 4-core CPU, 12GB RAM, Windows 10/11 or Mac OS
  • 🌐
    High-speed internet — minimum 20 Mbps upload AND download
  • 🖱
    Second monitor strongly recommended for quoting tools
  • 🎧
    Quality headset with noise cancellation for client calls
  • 📱
    Smartphone for two-factor authentication and mobile CRM access
  • 🔒
    Secure, private workspace — client calls require confidentiality
📍 Location
This is a fully remote position. We currently contract agents licensed in the United States. Multi-state licenses are a plus.
Why Partner With Aurum Life

Everything You Need to Succeed

🏠
100% Remote
Work from anywhere with a good internet connection. Set your own schedule and build your book of business your way.
📈
Grow Your Career
Clear path from agent to team leader. We promote from within and support agents who want to build their own downline.
🤝
Full Support
Dedicated agency support, daily sales training calls, and a team that actually picks up the phone when you need help.
🛡️
9 Carrier Contracts
Mutual of Omaha, Foresters, Transamerica, American Amicable, and 5 more — always find the right plan for your client.
⚡
Same-Day Issue
Our carrier partners can bind and issue policies same day — close more business and get paid faster.
📋
License Tracking
We handle license tracking and continuing education reminders so you stay compliant and in good standing effortlessly.
🎓
Ongoing Training
Weekly product training, sales scripts, objection handling, and carrier updates so you're always sharp and competitive.

Apply to Become an Aurum Life Agent

Complete the form below — we review all applications within 1 business day.

Personal Information
Licensing & Experience
Referral (Optional)

✓ We review all applications within 1 business day   ✓ No commitment required

🎉

Application Received!

Thank you for your interest in joining the Aurum Life team. We review all applications within 1 business day and will reach out to you shortly.

📞 Questions? Call (404) 692-0994
FAQ

Frequently Asked Questions

Everything you need to know about final expense insurance and working with Aurum Life.

Final expense insurance is a type of whole life insurance designed to cover end-of-life costs — including funeral expenses, burial costs, outstanding medical bills, and other debts. Policies typically range from $5,000 to $25,000 and are permanent, meaning they never expire as long as premiums are paid.
No. All of the plans we offer at Aurum Life are available without a medical exam. Most plans require only a few simple health questions, and our guaranteed issue plans require no health questions at all — acceptance is 100% guaranteed for eligible ages.
Premiums depend on your age, gender, health, and the coverage amount you choose. Plans typically start around $15–$30 per month for younger applicants and may be $80–$150/month for seniors in their 70s or 80s seeking $10,000–$15,000 in coverage. We shop all 9 of our carriers to find you the lowest rate available.
Most of our carrier partners offer same-day approval and immediate coverage. Once your application is submitted and approved, your policy is active — you'll receive your policy documents by email typically within 24–48 hours.
Most of our final expense plans are available for applicants between ages 40 and 85. Guaranteed issue plans are typically available for ages 50–85. Some carriers offer coverage outside these ranges — contact us and we'll find the best option for your situation.
Yes. Our guaranteed issue plans accept everyone regardless of prior denials, pre-existing conditions, or health history. Conditions like diabetes, COPD, heart disease, and cancer history do not automatically disqualify you. Call us at (404) 692-0994 and we'll find a plan that works.
We are contracted with 9 top-rated carriers: Mutual of Omaha, Liberty Bankers Life, Transamerica Life, Royal Neighbors of America, Foresters Financial, American General Life (AIG), American Amicable Life of Texas, Americo Financial Life & Annuity, and American Continental (ACI). This gives us the ability to shop the market and find you the best rate.
Absolutely not. Getting a quote through Aurum Life is 100% free with no obligation to purchase. We are compensated by the insurance carrier only if you choose to enroll in a policy — there is never any cost or fee to you for our service.
Contact Us

We're Here to Help

Have a question? Ready to get started? Reach out — a licensed Aurum Life advisor will respond within one business day.

📞
Call Us
(404) 692-0994
Mon–Fri 8am–8pm · Sat 9am–5pm EST
✉️
Email Us
aurumlife.us@gmail.com
We respond within 1 business day
🌐
Website
aurumlife.us
Licensed Independent Insurance Agency

Ready to Protect Your Family?

Get a free, no-obligation quote in under 2 minutes. No medical exam required. Same-day coverage available.

📞 Call (404) 692-0994 View All Plans